How do I link my Zerodha account with AI?

Connect via Zerodha’s official Kite MCP. The fastest way is KitePilot in a browser: click connect, log in on Zerodha’s 2FA page, and start asking your portfolio questions — no installation. The developer route adds npx mcp-remote https://mcp.kite.trade/mcp to Claude Desktop or Cursor’s config file.

Do I need to install anything to link Zerodha to AI?

Not with KitePilot — it runs entirely in your browser and connects through Zerodha’s official Kite MCP server. The official Claude Desktop route needs Node.js 18+ and a one-time edit to a JSON config file.

Is it safe to link my Zerodha account to an AI?

Yes, when done through the official Kite MCP. Login and two-factor authentication happen on Zerodha’s own secure pages, the assistant gets read-only access, order actions are limited to GTT drafts that you approve, and you can revoke access anytime.

Yes. KitePilot runs on Kite MCP, Zerodha’s official (and free) bridge between AI assistants and your account. There is no developer setup and no paid AI subscription. Bring your own free AI key (for example Gemini), or use the built-in one.

Yes. Zerodha’s official Kite MCP service is completely free: no API key and no subscription. KitePilot is built on it, so connecting your Zerodha account here costs nothing.

Is there a daily limit on the free AI?

Yes. The built-in free AI (no key needed) allows 5 messages per day. Add your own AI key in Customize for unlimited use; your key stays in your browser. A free key from a provider like Gemini works fine.

Does Zerodha have AI trading?

No. Zerodha deliberately does not offer AI-driven trading. It offers Kite MCP, a read-only bridge that lets AI assistants see your live portfolio. The only order type allowed is a GTT, a price alert you set in advance. KitePilot wraps that in a friendly interface, and every order draft needs your explicit approval.

Can I use Zerodha MCP with Claude?

Yes. Claude Desktop, Cursor, VS Code and Windsurf can all connect, but that route asks you to install Node.js and edit a JSON config file. KitePilot gives you the same live Zerodha data in your browser with zero setup, and it works around the message limits Claude’s free plan hits on large portfolios.

Is it safe to connect my Zerodha account to an AI?

Yes. Your login happens on Zerodha’s own secure page, so your password and OTP never reach us. The AI can look at your portfolio but cannot place instant trades. The only orders it can draft are price alerts, and every draft waits for your approval.

Do I need to install Node.js or edit config files?

No. KitePilot exists to remove that hassle. You click Connect, log in with Zerodha, and start asking questions.

Can the AI place trades?

No instant trades, ever. The only order type is a GTT: a price alert you set in advance that goes through when your chosen price is reached. Nothing is sent until you approve the details.

Do I need a Kite Connect API key?

No. KitePilot uses Zerodha’s hosted Kite MCP, which needs no API keys at all. Only self-hosted, do-it-yourself setups need a paid Kite Connect app.

What is the difference between Kite MCP and Kite Connect?

Kite Connect is Zerodha’s toolkit for programmers building their own trading apps. Kite MCP is the newer, free bridge that lets AI assistants read your live portfolio (read-only, price-alert orders only). KitePilot uses Kite MCP, so there is no API fee.

Which AI assistants can I connect my Zerodha account to?

Zerodha’s official Kite MCP works with Claude Desktop, Cursor, VS Code and similar developer tools; Zerodha’s own support guide covers that setup. KitePilot is the no-setup option: a built-in AI assistant over the same live data, right in your browser.

Why do I keep getting “MCP error -32603: session not found”?

Kite MCP sessions expire. Zerodha resets them daily around 6 AM IST, and many AI setups drop the session mid-conversation. KitePilot keeps your session alive for you and tells you clearly when to reconnect. One click, not a debugging session.

Where does my data go when I ask the AI something?

Your questions, including your portfolio data, go to the AI provider you choose (for example Gemini or Anthropic, or an AI running on your own computer). Free AI services may review prompts to improve their models; paid plans generally do not. Your keys stay in your browser. For maximum privacy, connect a local AI.

What can’t the AI do?

It cannot place instant trades (price alerts only, always with your approval). It cannot see dividend history. AI can misread data: always verify numbers in Kite before acting. Outputs are informational and are not investment advice.

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How-toSep 2026

How to Link Your Zerodha Account to AI — 3 Real Ways

You can link your Zerodha account to an AI assistant three ways today, and one of them needs zero installation. All three run through Zerodha's official Kite MCP, the same published server — and none of them ever sees your password, because login and two-factor authentication happen on Zerodha's own pages. Here is each route, step by step, with the mistakes that commonly break the link.

The three ways, at a glance

All three use Zerodha's official Kite MCP server. The only difference is where you talk to the AI and how much you install.

Way 1 — KitePilot. Browser-based, no setup, about two minutes end to end.
Way 2 — Claude Desktop + Kite MCP. Zerodha's official client route; needs Node.js 18+ and a one-time JSON config edit.
Way 3 — Cursor, VS Code or Windsurf. The same official MCP, wired into the editor you already use.

Way 1: KitePilot — no setup, works in your browser

KitePilot is a free browser-based assistant built on Zerodha's official Kite MCP — no Node.js, no config files, no API fees.

Open KitePilot in your browser.
Click Connect. KitePilot opens a fresh session with Zerodha's official MCP server.
Log in and complete 2FA on Zerodha's own page — your credentials never touch KitePilot's servers.
Come back and start asking your portfolio questions.

Access is read-only, and the only order action is GTT drafts that need your explicit approval. Total time: about two minutes. Wondering about costs? Kite MCP is free — Kite Connect vs Kite MCP pricing compares it with the older developer API.

Way 2: Claude Desktop with the official Kite MCP

This is Zerodha's own published route for desktop clients: register the Kite MCP server in Claude Desktop through the mcp-remote bridge. It needs one install and one config edit.

Install Node.js — version 18 or newer, ideally the latest LTS. Older versions break mcp-remote.
Edit claude_desktop_config.json and add the command npx mcp-remote https://mcp.kite.trade/mcp.
Restart Claude Desktop and approve the MCP connection.
Complete the login on Zerodha's 2FA page, then start asking.

Three things trip people up. Use straight quotes in the JSON config — curly quotes copied from a blog silently break it. Keep Node.js at 18 or newer. And sessions reset daily around 6 AM IST, so you redo the login link the next morning: "MCP error -32603: session not found" means exactly that. Claude's free-plan message and context limits can also choke on large portfolios.

Way 3: Cursor, VS Code or Windsurf

The same npx mcp-remote https://mcp.kite.trade/mcp command goes into Cursor, VS Code (Copilot Chat) or Windsurf's MCP settings instead of Claude's config file. Capabilities are identical — this route simply suits you if you already live in an editor all day.

What you can ask once linked

"How concentrated is my portfolio, and what are my top weights?"
"What is Reliance trading at, and where did it open today?"
"Draft a GTT stop-loss for my largest holding."
"Summarise today's trades and my win rate."
"Review my portfolio before results season."

Common mistakes that break the link

http:// instead of https:// in the MCP URL — the server only answers on https.
Curly quotes pasted from a blog into the JSON config. Use straight quotes only.
Node.js older than 18 — mcp-remote fails to run on it.
Expecting ChatGPT to work. It does not support Kite MCP yet — Claude, Cursor, VS Code, Windsurf and Claude CLI do.
Forgetting the daily reset. Sessions expire around 6 AM IST; a "session not found" error the next morning is expected, not a bug.

If you would rather skip config files entirely, KitePilot does the setup for you — Connect your account in about two minutes.

Quick answers

Can I link Zerodha to ChatGPT? No — not yet. ChatGPT does not support Kite MCP; Claude Desktop, Cursor, VS Code, Windsurf and Claude CLI all work.
Is linking Zerodha to AI safe? Login and 2FA happen on Zerodha's own pages, the assistant gets read-only access, and you can revoke access anytime.
Does it cost anything? Kite MCP is free from Zerodha, and KitePilot is free — no API fees on either route.