Question 1

Is KitePilot free?

Accepted Answer

Yes. KitePilot runs on Kite MCP, Zerodha’s official (and free) bridge between AI assistants and your account. There is no developer setup and no paid AI subscription. Bring your own free AI key (for example Gemini), or use the built-in one.

Question 2

Is Kite MCP free?

Accepted Answer

Yes. Zerodha’s official Kite MCP service is completely free: no API key and no subscription. KitePilot is built on it, so connecting your Zerodha account here costs nothing.

Question 3

Is there a daily limit on the free AI?

Accepted Answer

Yes. The built-in free AI (no key needed) allows 5 messages per day. Add your own AI key in Customize for unlimited use; your key stays in your browser. A free key from a provider like Gemini works fine.

Question 4

Does Zerodha have AI trading?

Accepted Answer

No. Zerodha deliberately does not offer AI-driven trading. It offers Kite MCP, a read-only bridge that lets AI assistants see your live portfolio. The only order type allowed is a GTT, a price alert you set in advance. KitePilot wraps that in a friendly interface, and every order draft needs your explicit approval.

Question 5

Can I use Zerodha MCP with Claude?

Accepted Answer

Yes. Claude Desktop, Cursor, VS Code and Windsurf can all connect, but that route asks you to install Node.js and edit a JSON config file. KitePilot gives you the same live Zerodha data in your browser with zero setup, and it works around the message limits Claude’s free plan hits on large portfolios.

Question 6

Is it safe to connect my Zerodha account to an AI?

Accepted Answer

Yes. Your login happens on Zerodha’s own secure page, so your password and OTP never reach us. The AI can look at your portfolio but cannot place instant trades. The only orders it can draft are price alerts, and every draft waits for your approval.

Question 7

Do I need to install Node.js or edit config files?

Accepted Answer

No. KitePilot exists to remove that hassle. You click Connect, log in with Zerodha, and start asking questions.

Question 8

Can the AI place trades?

Accepted Answer

No instant trades, ever. The only order type is a GTT: a price alert you set in advance that goes through when your chosen price is reached. Nothing is sent until you approve the details.

Question 9

Do I need a Kite Connect API key?

Accepted Answer

No. KitePilot uses Zerodha’s hosted Kite MCP, which needs no API keys at all. Only self-hosted, do-it-yourself setups need a paid Kite Connect app.

Question 10

What is the difference between Kite MCP and Kite Connect?

Accepted Answer

Kite Connect is Zerodha’s toolkit for programmers building their own trading apps. Kite MCP is the newer, free bridge that lets AI assistants read your live portfolio (read-only, price-alert orders only). KitePilot uses Kite MCP, so there is no API fee.

Question 11

Which AI assistants can I connect my Zerodha account to?

Accepted Answer

Zerodha’s official Kite MCP works with Claude Desktop, Cursor, VS Code and similar developer tools; Zerodha’s own support guide covers that setup. KitePilot is the no-setup option: a built-in AI assistant over the same live data, right in your browser.

Question 12

Why do I keep getting “MCP error -32603: session not found”?

Accepted Answer

Kite MCP sessions expire. Zerodha resets them daily around 6 AM IST, and many AI setups drop the session mid-conversation. KitePilot keeps your session alive for you and tells you clearly when to reconnect. One click, not a debugging session.

Question 13

Where does my data go when I ask the AI something?

Accepted Answer

Your questions, including your portfolio data, go to the AI provider you choose (for example Gemini or Anthropic, or an AI running on your own computer). Free AI services may review prompts to improve their models; paid plans generally do not. Your keys stay in your browser. For maximum privacy, connect a local AI.

Question 14

What can’t the AI do?

Accepted Answer

It cannot place instant trades (price alerts only, always with your approval). It cannot see dividend history. AI can misread data: always verify numbers in Kite before acting. Outputs are informational and are not investment advice.

Zerodha, minus the busywork

Zerodha AI: What It Is, What’s Real, and What’s Hype (2026)

How to Link Your Zerodha Account to AI — 3 Real Ways

Is the Zerodha API Free Now? Kite Connect vs Kite MCP

Does Zerodha Have AI Trading? What’s Actually Possible in 2026

Kite MCP vs Kite Connect: Which One Do You Actually Need?

How to Automate Your Zerodha Portfolio Review with AI (5-Minute Routine)

GTT Orders in Zerodha: The Only Safe Way to Automate Exit Levels

MCP for Trading: How Indian Brokers Are Opening Up to AI

Skip the reading. Ask your portfolio directly.