There is no official "Zerodha AI" product. The real offering is Kite MCP — a free standard Zerodha launched in May 2025 that lets AI assistants like Claude or Cursor securely read your live Zerodha account and draft GTT orders for your approval.

Yes. Zerodha’s Kite MCP server is free, and KitePilot wraps it in a free browser interface with no setup. You may need your own AI provider key, and free tiers of Gemini or OpenRouter work.

Can Zerodha AI place trades automatically?

No. Through the official Kite MCP, order actions are limited to GTT conditional orders, and each draft requires your explicit approval. Fully automatic order placement is not offered by design.

Yes. KitePilot runs on Kite MCP, Zerodha’s official (and free) bridge between AI assistants and your account. There is no developer setup and no paid AI subscription. Bring your own free AI key (for example Gemini), or use the built-in one.

Yes. Zerodha’s official Kite MCP service is completely free: no API key and no subscription. KitePilot is built on it, so connecting your Zerodha account here costs nothing.

Is there a daily limit on the free AI?

Yes. The built-in free AI (no key needed) allows 5 messages per day. Add your own AI key in Customize for unlimited use; your key stays in your browser. A free key from a provider like Gemini works fine.

Does Zerodha have AI trading?

No. Zerodha deliberately does not offer AI-driven trading. It offers Kite MCP, a read-only bridge that lets AI assistants see your live portfolio. The only order type allowed is a GTT, a price alert you set in advance. KitePilot wraps that in a friendly interface, and every order draft needs your explicit approval.

Can I use Zerodha MCP with Claude?

Yes. Claude Desktop, Cursor, VS Code and Windsurf can all connect, but that route asks you to install Node.js and edit a JSON config file. KitePilot gives you the same live Zerodha data in your browser with zero setup, and it works around the message limits Claude’s free plan hits on large portfolios.

Is it safe to connect my Zerodha account to an AI?

Yes. Your login happens on Zerodha’s own secure page, so your password and OTP never reach us. The AI can look at your portfolio but cannot place instant trades. The only orders it can draft are price alerts, and every draft waits for your approval.

Do I need to install Node.js or edit config files?

No. KitePilot exists to remove that hassle. You click Connect, log in with Zerodha, and start asking questions.

Can the AI place trades?

No instant trades, ever. The only order type is a GTT: a price alert you set in advance that goes through when your chosen price is reached. Nothing is sent until you approve the details.

Do I need a Kite Connect API key?

No. KitePilot uses Zerodha’s hosted Kite MCP, which needs no API keys at all. Only self-hosted, do-it-yourself setups need a paid Kite Connect app.

What is the difference between Kite MCP and Kite Connect?

Kite Connect is Zerodha’s toolkit for programmers building their own trading apps. Kite MCP is the newer, free bridge that lets AI assistants read your live portfolio (read-only, price-alert orders only). KitePilot uses Kite MCP, so there is no API fee.

Which AI assistants can I connect my Zerodha account to?

Zerodha’s official Kite MCP works with Claude Desktop, Cursor, VS Code and similar developer tools; Zerodha’s own support guide covers that setup. KitePilot is the no-setup option: a built-in AI assistant over the same live data, right in your browser.

Why do I keep getting “MCP error -32603: session not found”?

Kite MCP sessions expire. Zerodha resets them daily around 6 AM IST, and many AI setups drop the session mid-conversation. KitePilot keeps your session alive for you and tells you clearly when to reconnect. One click, not a debugging session.

Where does my data go when I ask the AI something?

Your questions, including your portfolio data, go to the AI provider you choose (for example Gemini or Anthropic, or an AI running on your own computer). Free AI services may review prompts to improve their models; paid plans generally do not. Your keys stay in your browser. For maximum privacy, connect a local AI.

What can’t the AI do?

It cannot place instant trades (price alerts only, always with your approval). It cannot see dividend history. AI can misread data: always verify numbers in Kite before acting. Outputs are informational and are not investment advice.

← All posts

Zerodha AISep 2026

Zerodha AI: What It Is, What’s Real, and What’s Hype

Q: Which AI assistants work with Zerodha?

Claude Desktop, Cursor, VS Code (Copilot Chat), Windsurf and the Claude CLI connect to Zerodha via the official Kite MCP server. ChatGPT is not supported yet.

Search interest in "Zerodha AI" exploded after Zerodha shipped Kite MCP in May 2025. But there is no product called Zerodha AI — no robo-advisor, no auto-trading bot. What exists is more useful: an official, free way to connect AI assistants to your live Zerodha account, safely. Here is the plain-English map — what actually exists, what SEBI and Zerodha rule out, and the two-minute free way to use it.

What 'Zerodha AI' actually is

Type "Zerodha AI" into a search bar and you will find videos and hot takes — but no product of that name. Zerodha does not sell an AI assistant, a robo-advisor or an auto-trading bot. What Zerodha does offer, since May 2025, is Kite MCP: a free, official server that lets AI assistants like Claude or Cursor securely read your live account and draft GTT orders for your approval. That standard is the real thing behind every one of these searches. We explain how it works in our Kite MCP guide, and if you are wondering whether the older developer API still costs money, see Is the Zerodha API free now?

What Zerodha AI can do today

Portfolio analysis in seconds. Concentration flags, unrealised P&L and your cash position, computed live from your actual holdings — not from an old spreadsheet.
Risk reviews through different lenses. Ask the same question as a risk manager, a growth investor or a tax planner, and get three distinct, useful answers.
Live market data. Quotes, OHLC snapshots, historical candles and instrument search, pulled live rather than from the model's memory.
A trade journal that writes itself. Summaries of your trade history — fills, round-trips, win rate — without copy-pasting anything.
GTT protective exits, drafted for approval. The AI proposes stop-loss and target levels for your actual positions; you review and approve before anything is placed.

What Zerodha AI cannot do

No market or intraday orders placed by AI.
No strategies running unattended while you sleep.
No money management on your behalf.
No regulated investment advice.

This is deliberate, not a missing feature. SEBI's algo framework requires retail algo execution to come from whitelisted static IPs under a broker's registration — a consumer AI assistant cannot meet that bar. Zerodha leaves market-order tools out of its hosted MCP entirely, so there is nothing to misuse. Treat it as a feature: a human approves every order.

Which AI assistants work with Zerodha

The officially supported assistants are Claude Desktop, Cursor, VS Code with Copilot Chat, Windsurf and the Claude CLI. They connect through one command: npx mcp-remote https://mcp.kite.trade/mcp. ChatGPT is not supported yet. The DIY route works, but it has two common failure modes: Node older than version 18 breaks mcp-remote, and curly quotes pasted into the JSON config file cause silent errors. Sessions also reset daily at around 6 AM IST — by design, so the login flow is redone each morning.

Is Zerodha AI safe?

The security model is the same whether you connect through a terminal or KitePilot. You never hand your password to an AI tool:

Login and 2FA happen on Zerodha's own pages — your credentials never reach the AI tool's servers.
Access scope is read-only, plus GTT drafting. Nothing else.
Every GTT draft requires your explicit approval before it is placed.
You can revoke access anytime by disconnecting the session.

One honest caveat: AI output is analysis, not advice. It can misread context or miss a corporate action. Verify anything important in Kite itself before you act.

The two-minute way to use it

KitePilot runs the same official Kite MCP in your browser — no Node.js, no config files, no terminal. Connect your Zerodha account free, approve the login on Zerodha's own pages, and you are in.

Right away you get a portfolio health score, concentration flags, GTT protective-exit coverage, and a chat agent that answers questions over your live data. When the daily reset hits around 6 AM IST, reconnecting takes one click.

The bottom line

Zerodha AI, as it exists today, is an AI analyst over your real account — it reads data, runs analysis and drafts GTT exits, with your approval as the only execution gate. It is free, official and genuinely useful. Anything promising fully automatic trading on Zerodha is hype; walk away.

Quick answers

Is Zerodha AI free? Yes. Zerodha's Kite MCP server is free, and KitePilot wraps it in a free browser interface. You may need your own AI key; free tiers of Gemini or OpenRouter work.
Does Zerodha have an AI chatbot in Kite? No. The AI part comes from assistants you connect — Kite MCP is the bridge between them.
Can Zerodha AI place trades? Only GTT drafts that you approve. It never places market or intraday orders.